Cards
Spend anywhere, in control everywhere.
A virtual card the moment your account opens and a physical Mastercard at your door within days.
Virtual and physical
One for the screen, one for your pocket.
Virtual cards
Create virtual cards for subscriptions and one-off purchases, each with its own limit. Ready the moment your account opens.
Physical Mastercard
Order a physical card for shops, travel and cash. It arrives at your door within days and works everywhere Mastercard is accepted.
Controls
Every card does exactly what you tell it.
Freeze in one tap
Freeze and unfreeze instantly from the app, whenever a card is out of sight.
Limits per card
Set a spending limit on each card, so a subscription can never take more than you planned.
Channels on or off
Turn online, contactless or ATM use on and off, card by card.
See it as it happens
See the merchant, the amount and the rate the second you tap.
Travel and FX
Pay in the local currency. Keep the rate you see.
Pay in the local currency and we convert at the rate shown in the app, with no foreign-transaction fee on top.
How transfers are priced
Compare cards
Debit or credit, no annual fee on either.
| Feature | Debit | Credit |
|---|---|---|
| Annual fee | None | None |
| Foreign spend | App rate, no foreign-transaction fee | App rate, no foreign-transaction fee |
| ATM withdrawals | Worldwide, limit set per card | Worldwide, limit set per card |
| Cashback | Offers shown in the app | Offers shown in the app |
| Travel cover | Not included | Set out in your card terms |
| Eligibility | Any verified personal account | Eligibility check in the app |
Credit card: the APR and your limit are shown in the app after an eligibility check, not on this site.
FAQ
Questions about cards
How quickly can I get a card?
A virtual card is ready the moment your account opens. A physical Mastercard arrives at your door within days.
Can I have more than one virtual card?
Yes. Create one for each subscription or one-off purchase, each with its own limit, and delete it when you are done.
What happens if I lose my card?
Freeze it in the app with one tap, then tell us by chat. Unfreeze it just as quickly if it turns up.
Is there a fee for spending abroad?
No foreign-transaction fee. You pay in the local currency and we convert at the rate shown in the app.