Multi-currency banking
One account for every currency in your life
Hold, convert and send money across borders at the rate you see on screen, with a card that works everywhere and people who answer at 3 a.m.
Example only. Your fee, rate and arrival time are shown in the app before you confirm.
Products
Accounts
Hold every currency your plan allows, with local account details and interest paid monthly.
Learn moreCards
Virtual in seconds, physical in days, frozen with one tap.
Learn moreGlobal transfers
Fee and rate shown before you confirm, two-step verification on every payment.
Learn moreDigital assets
Buy and hold BTC, ETH, USDT, USDC and XRP next to your cash.
Learn more
How it works
Open in minutes, not days.
-
Tell us about you
About two minutes
Name, email, phone and a passkey. No paperwork yet.
-
Verify your identity
About five minutes
Photograph your ID and yourself in the app. Most checks clear the same day.
-
Add money and go
Instant
Top up by card or bank transfer and your first balance is live.
- No monthly charge on Personal.
- International transfers with the full cost shown before you send.
- Card payments abroad at the rate you see in the app.
- No fee to receive money, ever.
Security
Built so only you can move your money.
Passkeys and two-step sign-in, so a stolen password alone is useless.
A verification code on every outgoing transfer, delivered to the device you registered.
Device management, instant card freeze and fraud monitoring around the clock.
Business
Pay suppliers abroad. Get paid by link.
A business account with the same transparent transfers, payment links your customers can pay in two taps, and statements your accountant will thank you for.
FAQ
Frequently asked questions
Is my money safe?
Your money moves only with a verification code sent to your registered device, sign-in uses passkeys or two-step verification, and our team monitors for fraud around the clock. Our regulatory status is set out in the footer.
Which countries can I send to?
Most countries worldwide. The app shows the arrival time and the full cost for your corridor before you confirm, and cash delivery is available wherever you send.
How long does verification take?
Most identity checks clear the same day. You can explore the app while you wait.
What does it cost?
No monthly fee on Personal. Every transfer shows its fee and rate before you confirm. See Pricing.
Can I open an account from abroad?
Yes. Open the account in the app from wherever you are and verify with your ID.
Do you support businesses?
Yes. Business accounts open online with a company profile, verified directors and documents reviewed by our team.